The charts below provide information on biweekly and monthly premiums, including the total premiums, the amount the government pays, and the change in the enrollee’s portion of the premium compared to last year. All FEHB plans offer Self Only, Self Plus One, and Self and Family enrollment types.
Notice for USPS employees: In 2022, the employer contribution rate for FEHB plans is the same across all Postal labor unions and management associations, except for USPS non-career employees or where specified otherwise in a collective bargaining agreement. There will no longer be a difference among Non-Postal, Postal Premium Category 1, and Category 2 contributions. As such, FEHB-eligible career USPS employees will fall under the same rate category for 2022 called “Premium Rate.” These premiums do not apply to USPS non-career employees, to USPS annuitants, or where specified otherwise in a collective bargaining agreement. If you are a Postal service employee and have questions or require assistance, please contact USPS Human Resources Shared Service Center: 877-477-3273, option 5, Federal Relay Service 800-877-8339.
Disclaimer: In some cases, the enrollee share of premiums for the Self Plus One enrollment type will be higher than for the Self and Family enrollment type. Enrollees who wish to cover one eligible family member are free to elect either the Self and Family or Self Plus One enrollment type. Check premiums on our website at www.opm.gov/fehbpremiums.
HMO (Regional Plans with Specific Service Areas)
FFS (Fee-for-Service/Nationwide Plans)
The 2022 biweekly maximum government contribution for most employees and annuitants (72% of the weighted average) is $244.86 for Self Only, $524.63 for Self Plus One, and $574.13 for Self and Family. The monthly maximum government contribution (72% of the weighted average) is $530.53 for Self Only, $1,136.70 for Self Plus One and $1,243.95 for Self and Family.
For 2022, the biweekly program-wide weighted average premiums for Self Only, Self Plus One, and Self and Family enrollments with a government contribution are $340.08, $728.65, and $797.40, respectively. The monthly program-wide weighted average premiums for Self Only, Self Plus One, and Self and Family enrollments with a government contribution are $736.84, $1,578.74, and $1,727.70, respectively.